Retirement Plans

We support plan sponsors with plan design, oversight, as well as participant education and guidance.

Professional Guidance for Plan Sponsors and Participants

We Find the Right Path to Meet Your Goals

Whether you own a business and want to give your employees the best retirement options, or you just want to make sure that your individual retirement plan is future-proof, we’ll help you make the right moves.*


It takes a team effort for an employer sponsored retirement plan to run smoothly. Our team serves as the primary point of contact for not only you, the plan sponsor, to help manage your fiduciary responsibilities, but also for your participants to answer questions about their investments in the plan.

When it comes to planning your individual retirement, there are a lot of questions, uncertainties and many choices to make along the way. With Horizon as your retirement planner, you’ll have a team of financial professionals ready to help you anytime with answers to your questions and ongoing guidance, advice and support.

The 401(k)onfidence System®

Get a Full Picture of Your Retirement Plan

The Clarity Conversation®

  • Identify what’s important to you and your participants and what you want to change and improve
  • Inventory your plan’s assets, fees and structure
  • Determine areas where we can add to your value, discuss how to engage with us and review service levels

The Confident Plan Evaluation®

  • A written assessment of key areas of your plan covering total plan costs, service and overall effectiveness
  • Benchmark your current plan investment options and fees against industry standards
  • Understand, monitor and document your full fiduciary responsibilities

The Plan Improvement Report®

  • Specific recommendations to improve plan provider, investment options, service and communication
  • A fiduciary checklist to help document the progress of your plan
  • Comparison report of potential right-fit vendors

The Guided Transition®

  • Proactive communication to reduce participant and fiduciary anxiety of change
  • Establish step-by-step timeline to implement the plan transition and manage expectations
  • Coordinated effort between all service providers to ensure smooth transitions

The Participant Engagement Experience®

  • Ongoing enrollments, education, service and communication participants can rely on
  • Helping participants understand plan provider website and retirement savings statements
  • Customized outreach through group meetings and individual meetings giving participants access to professional financial

Your Fiduciary Check-Up®

  • Annual investment and plan compliance review
  • Evaluation of participant behavior, education effectiveness and plan impact
  • Timely regulatory updates and consistent communication

*Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system or financial planning strategy can guarantee future results.

Plan for a better financial future.

Manage life’s home runs and curve balls with clear advice, personalized guidance and supportive leadership to create a more confident financial future.

Start a Conversation

Your Retirement Plan Team

It takes a team effort for an employer-sponsored retirement plan to run smoothly. Our team serves as the primary point of contact for not only you, the plan sponsor, to help manage your fiduciary duties, but also for your participants to answer questions about their investments in the plan.


Financial Advisor


Financial Advisor


Financial Advisor


Client Services Manager

Accolades and Designations

You have many well-educated professionals with whom you can choose to work. Beyond education and experience, we value trust and partnership with our clients. Regardless of any accolade or honor, the most rewarding recognition we receive is the enduring relationships of our clients.

*The Financial Times Top 401 Investment Advisors is an independent listing produce by the Financial Times. The FT 401 is based on data gathered from firms and verified by broker/dealer home offices, regulatory disclosures, and the FT's research. The listing reflects each advisor's performance in seven primary areas, including DC assets under management, DC asset growth rate, specialization in DC business, years of experience advising CD plans, industry certifications, participation rate in DC plans and compliance records as identified by the FT. Neither the brokerages nor the advisors pay a fee to The Financial Times in exchange for inclusion in the FT 401.
*The 2020 NAPA Top DC Advisor Teams List is a compilation of individual advisor firms, or teams, solely ranked by DC (Defined Contribution) assets under advisement. Firms were asked to complete an application and provide information concerning their DC business to NAPA. 300 qualified firms were considered of which 255 (85% of candidates) were recognized. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the advisor by any client.